As a sole trader pushing toward the £50k threshold, I was dreading MTD. This guide explained everything in plain English with worked examples that matched my actual situation. The five decision trees confirmed I was caught by the April 2026 rollout, and the software comparison guide helped me pick the right tool. My first quarterly submission was stress-free.
Side hustler with PAYE employment plus Uber and Etsy income — I thought I'd fall through the cracks. The section on PAYE-plus-self-employment situations was exactly what I needed. The worked examples showed me how to separate the two income streams for quarterly reporting. The 2028 £20k threshold phase means I'm covered for years.
I bought this alongside my accountant's MTD setup, and honestly, the guide explained more of what I actually needed to know. The step-by-step software setup walked me through linking my business bank to FreeAgent. The quarterly submission checklist meant I never missed a deadline, and the compliance dashboard keeps everything in one place.
The content is thorough, but I expected more screenshots for the software setup steps. The written instructions were adequate but a visual guide would have been helpful. The quarterly checklists and calculators are excellent value though — I've used the compliance dashboard template every quarter since subscribing.
I'm a landlord with both rental and employment income, and the mixed-income guidance was spot-on. The digital record-keeping templates gave me a clear system for tracking everything. My only gripe: the penalty points explainer could be more detailed about the appeal process. Still, this saved me from hiring an accountant for basic compliance.
- 5 stars: 3 (60%)
- 4 stars: 1 (20%)
- 3 stars: 1 (20%)
- 2 stars: 0 (0%)
- 1 star: 0 (0%)
As a sole trader pushing toward the £50k threshold, I was dreading MTD. This guide explained everything in plain English with worked examples that matched my actual situation. The five decision trees confirmed I was caught by the April 2026 rollout, and the software comparison guide helped me pick the right tool. My first quarterly submission was stress-free.
Side hustler with PAYE employment plus Uber and Etsy income — I thought I'd fall through the cracks. The section on PAYE-plus-self-employment situations was exactly what I needed. The worked examples showed me how to separate the two income streams for quarterly reporting. The 2028 £20k threshold phase means I'm covered for years.
I bought this alongside my accountant's MTD setup, and honestly, the guide explained more of what I actually needed to know. The step-by-step software setup walked me through linking my business bank to FreeAgent. The quarterly submission checklist meant I never missed a deadline, and the compliance dashboard keeps everything in one place.
The content is thorough, but I expected more screenshots for the software setup steps. The written instructions were adequate but a visual guide would have been helpful. The quarterly checklists and calculators are excellent value though — I've used the compliance dashboard template every quarter since subscribing.
I'm a landlord with both rental and employment income, and the mixed-income guidance was spot-on. The digital record-keeping templates gave me a clear system for tracking everything. My only gripe: the penalty points explainer could be more detailed about the appeal process. Still, this saved me from hiring an accountant for basic compliance.